Financial Independence

You have two ways to get access to Index Funds with Schwab, either through their Mutual funds or ETFs. Both have their pros and cons but ultimately I chose to use mutual funds because they allow automatic investing and you can also buy a set amount (e.g. $100.00).

I started out by investing in low cost ETFs with Charles Schwab. I wanted to learn more about investing and thought that I could manage it myself and I also had fun doing in (while the market was going up). I quickly realized that I wasn’t able to look at my investments objectively…

What is Financial Freedom? While this number will vary for everybody, the basic math is: Cash Flow from Assets > Monthly Expenses It is actually a pretty simple concept but it can be hard to implement.  Think of it like trying to lose weight.  To lose weight, you...

Money Doesn't Take a Vacation, it Makes the Vacation   Last month I went on a road trip in Kending, Taiwan (also frequently spelled Kenting) and decided to bring my laptop with me.  I actually purposefully bought this scooter because the trunk was big enough to...